Buying a Home

Financing Your Home

The first step in buying a home is getting pre-approved and understanding your options. Know what you qualify for and what your monthly payment would be.

Explore Loan Types

Real Estate Financing, Simply Put

FHA

As little as 3.5% down, backed by the Federal Housing Administration. A popular choice for first-time buyers.

VA

For military members and veterans: as little as 0% down, backed by the Department of Veterans Affairs.

Conventional

Not backed by a government agency, with down payments from as low as 3% up to 20%.

Other Options

Investing, flipping or buying luxury? Jumbo loans, adjustable-rate mortgages and hard money loans may fit.

Get Pre-Approved

Tell us a little about your plans and we will connect you with a trusted local lender and walk you through next steps.

Alliance Group is a real estate team, not a lender. Loan programs, rates and approval come from your lender.

Financing Questions

How much do I need for a down payment?

It depends on the loan. FHA loans start at 3.5% down, VA loans can be 0% down for military members and veterans, and conventional loans range from as low as 3% up to 20%.

What loan options are there for investors or luxury buyers?

Jumbo loans, adjustable-rate mortgages and hard money loans may fit investing, flipping or luxury purchases.

Is Alliance Group a lender?

No. Alliance Group is a real estate team, not a lender. Loan programs, rates and approval come from your lender, and we can help you get pre-approved.

Alliance Group

Let's Talk About Your Next Move

Buying, selling, or weighing a cash offer against a traditional sale? Call or send a note and a real person on our team will get back to you.